Terms and Conditions

Last Updated: January 1, 2026

Please read these Terms and Conditions (“Terms”) carefully before accessing or using the website and services operated by Investors Philanthropic (“Company,” “we,” “us,” or “our”).

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to any part of these Terms, you may not access or use the Services.

1. Interpretation and Definitions

Interpretation

Words with capitalized initial letters have meanings defined below. These definitions apply whether the terms appear in singular or plural form.

Definitions

For the purposes of these Terms:

• Affiliate means any entity that controls, is controlled by, or is under common control with the Company.

• Company refers to Investors Philanthropic.

• Country refers to the United States.

• Device means any device capable of accessing the Services, including a computer, mobile phone, or tablet.

• Service refers to the Company’s website, programs, events, content, and related online services.

• Terms mean these Terms and Conditions, which constitute the entire agreement between you and the Company.

• Third-Party Services means any content, tools, platforms, or services provided by third parties that may be displayed or made available through the Service.

• Website refers to Investors Philanthropic’s official website.

• You means the individual or legal entity accessing or using the Service.

2. Acknowledgment

These Terms govern your use of the Service and form a legally binding agreement between you and Investors Philanthropic.

By using the Service, you represent that:

• You are at least 18 years of age

• You have the legal authority to enter into this agreement

• You agree to comply with these Terms and all applicable laws

Your use of the Service is also subject to our Privacy Policy, which explains how we collect, use, and protect your personal information.

3. Use of the Service

You agree to use the Service only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the Service.

We reserve the right to suspend or terminate access to the Service at our discretion if we believe you have violated these Terms.

4. Description of SMS Use Cases

SMS Service Description & Use Cases

Investors Philanthropic provides SMS-based notifications and updates to donors, partners, and community members who have opted-in to receive communications. By opting into our SMS service, you may receive messages for the following use cases:

• Donor Support & Stewardship: Acknowledgments of contributions, tax receipt notifications, and gratitude updates regarding your impact.

• Grant & Program Updates: Notifications related to grant delivery status, application deadlines, and program milestones.

• Event Information: Reminders and logistical updates for upcoming philanthropic events, galas, or community meetings.

• Urgent Appeals: Time-sensitive notifications regarding emergency relief efforts or critical fundraising milestones.

• Administrative Alerts: One-time passcodes (OTP) for account security or direct replies to inquiries initiated by you.

Message Frequency & Costs: Message frequency varies based on your interaction with our services (typically no more than [4] messages per month). Message and data rates may apply.

Opt-Out & Help: You can cancel the SMS service at any time. Just text "STOP" to our short code or long code. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time. For help, text "HELP" for more information or contact us at [email protected].

5. Carrier Liability Disclaimer

Investors Philanthropic and the mobile carriers (including, but not limited to, AT&T, T-Mobile, Verizon, and Sprint) are not liable for delayed or undelivered messages. SMS services are provided on an "as is" basis, and delivery is subject to the effective transmission from your network operator.

6. Links to Third-Party Websites

The Service may contain links to third-party websites or services that are not owned or controlled by the Company.

We are not responsible for the content, policies, or practices of any third-party websites or services. You access them at your own risk and are encouraged to review their terms and privacy policies.

7. Termination

We may terminate or suspend your access to the Service immediately, without prior notice, if you breach these Terms or engage in unlawful or harmful conduct.

Upon termination, your right to use the Service will cease immediately.

8. Limitation of Liability

To the maximum extent permitted by law, Investors Philanthropic and its affiliates, officers, directors, employees, and service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or business opportunities.

If liability is found, our total liability shall not exceed the amount you paid to the Company for the Service, or $100 USD, whichever is greater.

Some jurisdictions do not allow limitations of liability, so certain limitations may not apply to you.

9. “AS IS” and “AS AVAILABLE” Disclaimer

The Service is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, whether express or implied.

We do not guarantee that:

• The Service will be uninterrupted or error-free

• The content will be accurate, reliable, or current

• Any defects will be corrected

Use of the Service is at your own risk.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the United States, without regard to conflict-of-law principles.

11. Dispute Resolution

If you have any dispute or concern regarding the Service, you agree to first attempt to resolve the matter informally by contacting the Company.

12. European Union Users

If you are a consumer located in the European Union, you are entitled to any mandatory consumer protections provided by the laws of your country of residence.

13. United States Legal Compliance

You represent and warrant that:

• You are not located in a country subject to U.S. government embargo

• You are not listed on any U.S. government prohibited or restricted parties list

14. Severability and Waiver

Severability

If any provision of these Terms is held to be unenforceable, the remaining provisions will remain in full force and effect.

Waiver

Failure to enforce any right or provision shall not constitute a waiver of that right or provision.

15. Translation Interpretation

If these Terms are translated, the English version shall control in the event of any conflict or dispute.

16. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Material changes will be posted on the Website with an updated effective date.

Your continued use of the Service after changes become effective constitutes acceptance of the revised Terms.

17. Contact Us

If you have questions about this Privacy Policy or how your information is handled, please contact us:

📧 Email: [email protected]

📞 Phone: (949) 251-2010

🌐 Website: Investors Philanthropic